Insurance Accepted
At Carolina Blue Skies Counseling, we understand that navigating insurance coverage
for mental health services can be crucial for our clients. We strive to make the process
as straightforward and supportive as possible. We are pleased to accept a variety of
insurance plans to accommodate your needs.
Accepted Insurance Providers
We are currently in-network with the following insurance plans:
Aetna, Blue Cross Blue Shield, Blue Value, Blue High-Performance Network, Carleton
Behavioral Health (formerly Value Options/Beacon Health Options) Carolina Behavioral
Health Alliance, UMR, Evernorth (formerly Cigna), GEHA, Magellan, MedCost, and
Optum/United Behavioral Health.
We are not in network with Medicaid or Medicare, including any Medicare
supplement or Medicare replacement policies.
Understanding Your Coverage
Navigating insurance benefits for mental health services can sometimes be complex.
Our administrative team is here to help you understand your coverage and benefits. We
will work closely with you to ensure clarity regarding copayments, deductibles, and any
pre-authorization requirements.
How to Verify Your Coverage
Before your first appointment, we recommend contacting your insurance provider
directly.
Key questions to ask include:
What are my outpatient behavioral health benefits?
Do I have a deductible to meet prior to insurance paying anything?
Do I have a copayment or coinsurance for therapy sessions?
Are there any limits or restrictions on the number of sessions covered per year?
Do I have out-of-network benefits?
Out-of-Network Options
If Carolina Blue Skies Counseling is not currently in-network with your insurance
provider, you may still have options. Many insurance plans offer out-of-network benefits
that could reimburse a portion of your therapy costs. Our team can provide you with a
detailed invoice (superbill) to submit to your insurance company for reimbursement.
Payment Options
In addition to insurance, we also accept payment via credit card, debit card, HSA/FSA
card, personal check, and cash. Flexible payment plans may be available for those who
choose to self-pay.
Contact Us
For more information about insurance coverage or to schedule your initial appointment,
please contact our office. Our friendly staff is here to assist you and ensure that your
experience with Carolina Blue Skies Counseling is as smooth and beneficial as possible.